Financial Aid FAQs

Can I afford to attend Galen College of Nursing?
We realize that cost may be a factor in your decision to attend. Approximately 85% of Galen students receive some type of financial assistance and a full-time Enrollment Counselor is available to assist students in obtaining financial assistance information. Available resources for those who qualify include PELL and Supplemental Educational Opportunity Grant (“SEOG”) grants, Federal Subsidized and Unsubsidized Stafford loans, Veteran’s Educational benefits, cash payment plans and private student loan programs.

I probably don’t qualify for aid. Do I still need to complete the FAFSA?

Yes! Many families mistakenly think they don’t qualify for aid and prevent themselves from receiving financial aid by failing to apply. In addition, there are a few sources of aid that are available regardless of financial need. The FAFSA is free to apply and can be completed online at FAFSA.ed.gov.

Can I get money for living expenses?
Most of your federal aid, if you qualify, will go towards covering the cost of tuition. If you need money for living expenses, you may need to look into private loans. Students are advised to consider this aspect before they begin applying for college.

Where can I check my previously used Federal Financial Aid?

You can view your previous student loans and Pell Grant history online at NSLDS.gov.  You will need your FSA ID login to view this page.

I’m currently paying on previous student loans. Do I still have to pay those while in school?
You may be able to request an in-school deferment, which would allow you to defer payments until you graduate or withdraw from your current school. Contact your loan servicer(s) for details.  You can find out who your loan servicers are online at NSLDS.gov.

When do I have to start repaying my student loans?
With federal loans, you are given a 6-month grace period during which no payment is due after you graduate or withdraw from school.

My credit’s not great – will that impact my financial aid?
Financial aid is based on the FAFSA and not on your credit rating. If you have a defaulted student loan, however, or owe a PELL Grant overpayment, you are not eligible for further financial aid until payment is resolved.

Where can I get more information about Federal Student Aid?

The U.S. Department of Education Federal Student Aid website can be accessed at StudentAid.gov. This is an excellent resource to find more information about preparing for college, the types of aid available, eligibility requirements, and so much more! You can also reach out to your Galen Financial Aid Advisor for assistance.